*Funding for Small Business


A typical small business has a variety of funding options to chose from depending on their growth goals, which includes: a Merchant Cash Advance through a private lender, traditional lines of credit, loans and credit cards.

Merchant Cash Advance (MCA) A merchant cash advance is not a loan but an unsecure fast-cash advance based on the monthly credit card sales of a business. Unlike traditional bank options, MCA's through our private lender only requires three documents for fast approval with no restrictions on the use of funds. It's no wonder MCA's are taking the lead over traditional loans. This popular funding option does NOT rely on your credit score or bad history but on your business reputation. With business-friendly common sense terms, more and more business owners are flocking to MCA's as their capital source for business growth.

Lines of Credit and Loans: A business line of credit is somewhat of a hybrid of credit cards and loans. A line of credit is an open-ended, revolving loan in which you can continuously borrow up to a certain amount, pay it off and borrow again. The periodic interest rate fluctuates on the amount you use, not the entire credit limit as with a personal loan.

There are two types of loans: secured and unsecured. Most often, the credit limit is higher and the interest rate is lower. However, don't expect fast approval for either a line of credit or a loan as both require good credit and a stack of financials as far back as five years, depending on the amount you're borrowing.

Credit Cards:

Today's financial market offers a wide variety of higher risk credit card terms which includes: a lower credit limit at a higher percentage rate but qualifying is easier. For companies with lower revenue, small-business credit cards have lower fees. They also require a cosigner that can cover the credit balance in the case of delinquency. Plus, with regular purchase and pay-off, you can quickly improve your credit-score and qualify for capital at a better rate.

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from sea to shining sea.

Direct Lending

Funding Advocate

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19 South 8th Street    Fargo, ND 58103

* Hemp is a class 2 controlled substance. 
Applicant must be registered with
their State Dept. of Ag. 
'2020 Hemp Pilot Program'
to qualify for hemp funding.

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